Williams Baptist University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$81,320
In-state tuition x 4
Earnings Premium
$3,067/yr
vs high school diploma avg
Break-Even Point
26.5 years
After graduation
20-Year ROI
-25%
Return on investment
ROI Analysis
Williams Baptist University's in-state tuition is $20,330. One year after graduation, alumni earn $29,553. Five years after graduation, earnings increase to $38,067, and ten years after graduation, earnings are $38,484. The median debt for students is $21,820, and 47.3% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to the one-year earnings, is approximately 0.74. This means the median debt is about 74% of the average graduate's first-year earnings.
Based on the provided data, it would take approximately 2.5 years for a graduate to earn the equivalent of their median debt, assuming they allocate all earnings towards debt repayment.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$20,330
Median Debt at Graduation
$21,820
Median Earnings (5yr)
$38,067
Graduation Rate
40%
Receive Financial Aid
47%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $81,320 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $81,320 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $81,320 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $81,320 | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas. | $81,320 | $0 | N/A |
| Psychology, General. | $81,320 | $0 | N/A |
| Biology, General. | $81,320 | $0 | N/A |
| Finance and Financial Management Services. | $81,320 | $0 | N/A |
| History. | $81,320 | $0 | N/A |
| Health and Physical Education/Fitness. | $81,320 | $0 | N/A |
| Bible/Biblical Studies. | $81,320 | $0 | N/A |
| English Language and Literature, General. | $81,320 | $0 | N/A |
Peer Comparison
-25%
20yr ROI
-32%
20yr ROI
-36%
20yr ROI
-20%
20yr ROI
-72%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.