Return on Investment Analysis

Westfield State University ROI Analysis

Q: How long does it take to break even on a Westfield State University degree?

The estimated break-even point for a degree from Westfield State University is 4 years after graduation, based on the earnings premium over a high school diploma.

Q: What is the total cost of attending Westfield State University?

The estimated 4-year in-state tuition cost at Westfield State University is $47,528 ($11,882 per year). 55% of students receive financial aid.

Q: What do Westfield State University graduates earn?

The median earnings for Westfield State University graduates 5 years after enrollment is $46,861. This is $11,861 above the national average for high school diploma holders.

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at Westfield State University costs about $47,528 in in-state tuition, and graduates earn a median of $46,861 five years after graduation — the investment breaks even in roughly 4 years (20-year ROI: 399%).

ROI Summary

Total 4-Year Cost

$47,528

In-state tuition x 4

Earnings Premium

$11,861/yr

above high school diploma avg

Break-Even Point

4 years

After graduation

20-Year ROI

399%

Return on investment

ROI Analysis

Westfield State University's in-state tuition costs $11,882. One year after graduation, alumni earn a median of $40,719. Five years after graduation, earnings increase to $46,861, and after ten years, earnings reach $57,346. The median debt for graduates is $22,457, and 54.5% of students receive financial aid.

The debt-to-income ratio, calculated by dividing the median debt by the first-year earnings, is approximately 0.55. This indicates that the median debt is about 55% of the first-year earnings.

Based on the provided data, the break-even timeline, which is the time it takes for the cumulative earnings to surpass the tuition cost, is less than one year.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$11,882

Median Debt at Graduation

$22,457

Median Earnings (5yr)

$46,861

Graduation Rate

57%

Receive Financial Aid

55%

Avg Aid Amount

N/A

Program-Level ROI

Program	4yr Cost	Median Earnings (5yr)	Est. 20yr ROI
Criminal Justice and Corrections	$47,528	$60,570	976%
Business/Commerce, General	$47,528	$56,699	813%
Liberal Arts and Sciences, General Studies and Humanities	$47,528	$43,355	252%
Social Work	$47,528	$60,582	977%
Teacher Education and Professional Development, Specific Levels and Methods	$47,528	$54,372	715%
Psychology, General	$47,528	$52,546	638%
Communication and Media Studies	$47,528	$45,172	328%
Health and Physical Education/Fitness	$47,528	$48,343	461%
Biology, General	$47,528	$49,803	523%
Special Education and Teaching	$47,528	$45,141	327%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	$47,528	$84,941	2002%
Natural Resources Conservation and Research	$47,528	$45,493	342%
Political Science and Government	$47,528	$46,487	383%
Economics	$47,528	$59,639	937%
History	$47,528	$38,390	43%
Allied Health Diagnostic, Intervention, and Treatment Professions	$47,528	$0	N/A
Fine and Studio Arts	$47,528	$34,247	N/A
Mathematics	$47,528	$57,378	842%
City/Urban, Community and Regional Planning	$47,528	$48,103	451%
Information Science/Studies	$47,528	$56,413	801%
Clinical, Counseling and Applied Psychology	$47,528	$0	N/A
Romance Languages, Literatures, and Linguistics	$47,528	$0	N/A

Peer Comparison

Westfield State University Current

399%

20yr ROI

Oklahoma State University-Main Campus

479%

20yr ROI

Rhode Island College

441%

20yr ROI

California State University-Dominguez Hills

737%

20yr ROI

Utah Valley University

843%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$47,528

Median Debt$22,457

After Aid (Estimated)

Estimated Total Aid$0

Net 4-Year Cost$47,528

Frequently Asked Questions

Is Westfield State University worth the cost?

Based on government data, Westfield State University has an estimated 20-year ROI of 399%. The total 4-year cost is $47,528 and graduates earn a median of $46,861 within 5 years.

How long does it take to break even on a Westfield State University degree?

What is the total cost of attending Westfield State University?

What do Westfield State University graduates earn?

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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