University of Toledo ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$49,508
In-state tuition x 4
Earnings Premium
$9,162/yr
above high school diploma avg
Break-Even Point
5.4 years
After graduation
20-Year ROI
270%
Return on investment
ROI Analysis
The University of Toledo has an acceptance rate of 94.8% and a graduation rate of 55.2%. The average in-state tuition is $12,377. One year after graduation, alumni earn $50,884, while five years after graduation, earnings are $44,162. Ten years after graduation, alumni earn $50,632. The median debt for students is $22,250, and 37.7% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is favorable. The median debt of $22,250 is quickly offset by the one-year earnings of $50,884. The break-even timeline, or the time it takes to earn back the cost of tuition, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$12,377
Median Debt at Graduation
$22,250
Median Earnings (5yr)
$44,162
Graduation Rate
55%
Receive Financial Aid
38%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Marketing | $55,575 | 731% |
| Business Administration, Management and Operations | $96,030 | 2365% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $98,580 | 2468% |
| Pharmacy, Pharmaceutical Sciences, and Administration | $126,976 | 3616% |
| Mechanical Engineering | $82,107 | 1803% |
| Finance and Financial Management Services | $60,912 | 947% |
| Medicine | $85,539 | 1942% |
| Biology, General | $61,287 | 962% |
| Multi-/Interdisciplinary Studies, General | $39,840 | 96% |
| Teacher Education and Professional Development, Specific Levels and Methods | $43,327 | 236% |
| Criminal Justice and Corrections | $47,321 | 398% |
| Special Education and Teaching | $53,170 | 634% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.