University of the Incarnate Word
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$142,640
In-state tuition x 4
Earnings Premium
$12,625/yr
vs high school diploma avg
Break-Even Point
11.3 years
After graduation
20-Year ROI
77%
Return on investment
ROI Analysis
The University of the Incarnate Word has a high acceptance rate of 93.4% and a graduation rate of 52.5%. The annual tuition cost is $35,660. One year after graduation, alumni earn a median salary of $46,280, increasing to $47,625 after five years and $56,733 after ten years. The median debt for graduates is $27,000, and 74.8% of students receive financial aid.
Based on the provided data, the one-year earnings of $46,280 exceed the tuition cost of $35,660. The debt-to-income ratio, calculated by dividing the median debt of $27,000 by the one-year earnings of $46,280, is approximately 0.58.
To determine the break-even point, the median debt of $27,000 would need to be paid off. Given the one-year earnings of $46,280, the break-even timeline would depend on the repayment plan and the portion of earnings allocated to debt repayment.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$35,660
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$47,625
Graduation Rate
53%
Receive Financial Aid
75%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $142,640 | $73,648 | 442% |
| Business Administration, Management and Operations. | $142,640 | $59,802 | 248% |
| Human Resources Management and Services. | $142,640 | $74,409 | 453% |
| Health Services/Allied Health/Health Sciences, General. | $142,640 | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $142,640 | $67,843 | 361% |
| Pharmacy, Pharmaceutical Sciences, and Administration. | $142,640 | $135,485 | 1309% |
| Biology, General. | $142,640 | $42,386 | 4% |
| Psychology, General. | $142,640 | $42,969 | 12% |
| Rehabilitation and Therapeutic Professions. | $142,640 | $80,694 | 541% |
| Optometry. | $142,640 | $116,690 | 1045% |
| Human Resources Management and Services. | $142,640 | $61,967 | 278% |
| Criminal Justice and Corrections. | $142,640 | $44,402 | 32% |
Peer Comparison
77%
20yr ROI
89%
20yr ROI
-7%
20yr ROI
41%
20yr ROI
52%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.