University of the Incarnate Word ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$142,640
In-state tuition x 4
Earnings Premium
$12,625/yr
above high school diploma avg
Break-Even Point
11.3 years
After graduation
20-Year ROI
77%
Return on investment
ROI Analysis
The University of the Incarnate Word has an annual in-state tuition of $35,660. One year after graduation, alumni earn a median of $46,280. Five years after graduation, earnings increase to $47,625, and ten years after, earnings reach $56,733. The median debt for students is $27,000, and 74.8% of students receive financial aid.
Based on the median debt and the one-year post-graduation earnings, the debt-to-income ratio is approximately 0.58. The break-even point, calculated by dividing the median debt by the difference between the one-year earnings and the annual tuition, is approximately 6.5 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$35,660
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$47,625
Graduation Rate
53%
Receive Financial Aid
75%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $73,648 | 442% |
| Human Resources Management and Services | $74,409 | 453% |
| Health Services/Allied Health/Health Sciences, General | $0 | N/A |
| Biology, General | $42,386 | 4% |
| Rehabilitation and Therapeutic Professions | $80,694 | 541% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $67,843 | 361% |
| Accounting and Related Services | $78,064 | 504% |
| Pharmacy, Pharmaceutical Sciences, and Administration | $135,485 | 1309% |
| Psychology, General | $42,969 | 12% |
| Optometry | $116,690 | 1045% |
| Criminal Justice and Corrections | $44,402 | 32% |
| Health and Physical Education/Fitness | $42,514 | 5% |
Peer Comparison
77%
20yr ROI
89%
20yr ROI
-7%
20yr ROI
41%
20yr ROI
52%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.