University of St Thomas ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$134,640
In-state tuition x 4
Earnings Premium
$14,971/yr
above high school diploma avg
Break-Even Point
9 years
After graduation
20-Year ROI
122%
Return on investment
ROI Analysis
One year after graduation, University of St. Thomas-Houston graduates earn a median of $46,940, which increases to $49,971 after five years and $59,224 after ten years. The median debt for graduates is $19,928. The university's in-state tuition is $33,660.
Based on the provided data, a debt-to-income ratio cannot be calculated. The data does not include the income of graduates at the time of graduation, which is needed to calculate the debt-to-income ratio.
The data does not provide enough information to calculate a break-even timeline. The break-even timeline is the time it takes for a graduate's increased earnings to offset the cost of tuition. The data does not include the cost of living expenses or any pre-college earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$33,660
Median Debt at Graduation
$19,928
Median Earnings (5yr)
$49,971
Graduation Rate
67%
Receive Financial Aid
36%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Student Counseling and Personnel Services | $0 | N/A |
| Educational Administration and Supervision | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities | $0 | N/A |
| Business Administration, Management and Operations | $99,144 | 853% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $0 | N/A |
| Finance and Financial Management Services | $0 | N/A |
| Theological and Ministerial Studies | $0 | N/A |
| Special Education and Teaching | $0 | N/A |
| Psychology, General | $0 | N/A |
| Accounting and Related Services | $0 | N/A |
| Biology, General | $0 | N/A |
| Marketing | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.