University of South Florida
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$25,640
In-state tuition x 4
Earnings Premium
$13,328/yr
vs high school diploma avg
Break-Even Point
1.9 years
After graduation
20-Year ROI
940%
Return on investment
ROI Analysis
The University of South Florida's in-state tuition is $6,410. One year after graduation, alumni earn a median salary of $43,017. Five years after graduation, the median salary is $48,328, and ten years after graduation, the median salary is $57,743. The median debt for graduates is $17,988.
Based on the provided data, the debt-to-income ratio for a graduate one year after graduation is approximately 0.42. This is calculated by dividing the median debt of $17,988 by the one-year median salary of $43,017.
To calculate the break-even timeline, the tuition cost of $6,410 is divided by the difference between the one-year earnings and the median debt. This calculation is $6,410 / ($43,017 - $17,988), which results in a break-even timeline of approximately 0.25 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$6,410
Median Debt at Graduation
$17,988
Median Earnings (5yr)
$48,328
Graduation Rate
74%
Receive Financial Aid
25%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Biology, General. | $25,640 | $42,562 | 490% |
| Health Services/Allied Health/Health Sciences, General. | $25,640 | $48,090 | 921% |
| Psychology, General. | $25,640 | $40,991 | 367% |
| Finance and Financial Management Services. | $25,640 | $63,000 | 2084% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $25,640 | $73,237 | 2883% |
| Communication and Media Studies. | $25,640 | $43,325 | 549% |
| Criminology. | $25,640 | $45,443 | 715% |
| Marketing. | $25,640 | $54,019 | 1384% |
| Computer and Information Sciences, General. | $25,640 | $79,104 | 3340% |
| Accounting and Related Services. | $25,640 | $61,900 | 1998% |
| Business Administration, Management and Operations. | $25,640 | $86,613 | 3926% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $25,640 | $111,011 | 5829% |
Peer Comparison
940%
20yr ROI
624%
20yr ROI
390%
20yr ROI
730%
20yr ROI
863%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.