University of Saint Joseph ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$183,632
In-state tuition x 4
Earnings Premium
$17,053/yr
above high school diploma avg
Break-Even Point
10.8 years
After graduation
20-Year ROI
86%
Return on investment
ROI Analysis
The University of Saint Joseph in West Hartford has an in-state tuition of $45,908. One year after graduation, alumni earn a median of $67,243. Five years after graduation, earnings decrease to $52,053, and ten years after graduation, earnings increase to $59,908. The median debt for graduates is $27,000.
Given the median debt of $27,000 and the one-year earnings of $67,243, the debt-to-income ratio is 0.40. The five-year earnings are $52,053, and the ten-year earnings are $59,908.
With a median debt of $27,000 and a one-year post-graduation income of $67,243, it would take less than a year to pay off the debt if all income went to debt repayment.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$45,908
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$52,053
Graduation Rate
65%
Receive Financial Aid
76%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Special Education and Teaching | $58,699 | 158% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $120,986 | 837% |
| Social Work | $56,716 | 137% |
| Pharmacy, Pharmaceutical Sciences, and Administration | $129,454 | 929% |
| Curriculum and Instruction | $0 | N/A |
| Nutrition Sciences | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $0 | N/A |
| Clinical, Counseling and Applied Psychology | $66,648 | 245% |
| Educational/Instructional Media Design | $0 | N/A |
| Biology, General | $30,749 | N/A |
| Business Administration, Management and Operations | $67,216 | 251% |
| Teacher Education and Professional Development, Specific Levels and Methods | $0 | N/A |
Peer Comparison
86%
20yr ROI
58%
20yr ROI
203%
20yr ROI
54%
20yr ROI
36%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.