University of Rhode Island
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$65,632
In-state tuition x 4
Earnings Premium
$22,446/yr
vs high school diploma avg
Break-Even Point
2.9 years
After graduation
20-Year ROI
584%
Return on investment
ROI Analysis
One year after graduation, University of Rhode Island alumni earn a median of $49,926, which increases to $57,446 after five years and $69,743 after ten years. The in-state tuition cost is $16,408. The median debt for graduates is $22,250, and 49.5% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.45. This suggests that the median debt is less than half of the graduates' annual income one year after graduation.
Based on the provided data, it would take approximately 0.45 years for a graduate to earn an amount equal to their median debt, assuming they earn the median salary one year after graduation.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$16,408
Median Debt at Graduation
$22,250
Median Earnings (5yr)
$57,446
Graduation Rate
71%
Receive Financial Aid
50%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $65,632 | $78,248 | 1218% |
| Psychology, General. | $65,632 | $46,464 | 249% |
| Communication and Media Studies. | $65,632 | $52,399 | 430% |
| Biology, General. | $65,632 | $58,218 | 608% |
| Health and Physical Education/Fitness. | $65,632 | $0 | N/A |
| Business Administration, Management and Operations. | $65,632 | $68,411 | 918% |
| Human Development, Family Studies, and Related Services. | $65,632 | $38,884 | 18% |
| Pharmacy, Pharmaceutical Sciences, and Administration. | $65,632 | $128,575 | 2752% |
| Finance and Financial Management Services. | $65,632 | $73,616 | 1077% |
| Computer and Information Sciences, General. | $65,632 | $98,649 | 1840% |
| Health Services/Allied Health/Health Sciences, General. | $65,632 | $0 | N/A |
| Business Administration, Management and Operations. | $65,632 | $104,958 | 2032% |
Peer Comparison
584%
20yr ROI
726%
20yr ROI
909%
20yr ROI
1172%
20yr ROI
664%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.