University of Providence
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$116,072
In-state tuition x 4
Earnings Premium
$2,734/yr
vs high school diploma avg
Break-Even Point
42.5 years
After graduation
20-Year ROI
-53%
Return on investment
ROI Analysis
The University of Providence has a high initial return on investment. One year after graduation, the average graduate earns $78,414, significantly more than the annual tuition cost of $29,018. However, earnings decrease to $37,734 five years after graduation. Ten years after graduation, earnings increase to $48,296.
The median debt for graduates is $18,750. With a one-year post-graduation income of $78,414, the debt-to-income ratio is low. The break-even point, or the time it takes to earn back the cost of tuition, is less than one year based on the initial earnings.
The university has a relatively low graduation rate of 43.9% and a retention rate of 70.1%. The university accepts 64.2% of applicants. 45.7% of students receive financial aid.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$29,018
Median Debt at Graduation
$18,750
Median Earnings (5yr)
$37,734
Graduation Rate
44%
Receive Financial Aid
46%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $116,072 | $106,728 | 1136% |
| Health and Medical Administrative Services. | $116,072 | $0 | N/A |
| Allied Health and Medical Assisting Services. | $116,072 | $0 | N/A |
| Business Administration, Management and Operations. | $116,072 | $50,590 | 169% |
| Ecology, Evolution, Systematics, and Population Biology. | $116,072 | $0 | N/A |
| Health and Physical Education/Fitness. | $116,072 | $0 | N/A |
| Biology, General. | $116,072 | $0 | N/A |
| Criminal Justice and Corrections. | $116,072 | $0 | N/A |
| Clinical, Counseling and Applied Psychology. | $116,072 | $0 | N/A |
| Security Science and Technology. | $116,072 | $0 | N/A |
| Psychology, General. | $116,072 | $41,482 | 12% |
| Business Administration, Management and Operations. | $116,072 | $55,500 | 253% |
Peer Comparison
-53%
20yr ROI
-2%
20yr ROI
-3%
20yr ROI
-75%
20yr ROI
-58%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.