University of Phoenix-Arizona
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$38,208
In-state tuition x 4
Earnings Premium
$359/yr
vs high school diploma avg
Break-Even Point
106.4 years
After graduation
20-Year ROI
-81%
Return on investment
ROI Analysis
The University of Phoenix-Arizona has a graduation rate of 18.7% and a retention rate of 40.9%. The median debt for students is $31,553, and 60.4% of students receive financial aid. The in-state tuition cost is $9,552.
One year after graduation, the median earnings are $52,226. However, five years after graduation, the median earnings decrease to $35,359, and ten years after graduation, the median earnings are $37,752.
Given the median debt of $31,553 and the one-year earnings of $52,226, the debt-to-income ratio is approximately 0.60. The tuition cost of $9,552 is paid off in less than one year based on the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,552
Median Debt at Graduation
$31,553
Median Earnings (5yr)
$35,359
Graduation Rate
19%
Receive Financial Aid
60%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $38,208 | $56,533 | 1027% |
| Business Administration, Management and Operations. | $38,208 | $66,679 | 1558% |
| Business Administration, Management and Operations. | $38,208 | $45,800 | 465% |
| Business Administration, Management and Operations. | $38,208 | $65,468 | 1495% |
| Health and Medical Administrative Services. | $38,208 | $41,208 | 225% |
| Health and Medical Administrative Services. | $38,208 | $33,138 | N/A |
| Human Resources Management and Services. | $38,208 | $63,337 | 1383% |
| Criminal Justice and Corrections. | $38,208 | $44,185 | 381% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $38,208 | $99,385 | 3270% |
| Computer and Information Sciences, General. | $38,208 | $75,606 | 2026% |
| Computer and Information Sciences, General. | $38,208 | $46,645 | 510% |
| Computer/Information Technology Administration and Management. | $38,208 | $53,968 | 893% |
Peer Comparison
-81%
20yr ROI
0%
20yr ROI
-58%
20yr ROI
0%
20yr ROI
-63%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.