University of North Alabama
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$47,960
In-state tuition x 4
Earnings Premium
$3,295/yr
vs high school diploma avg
Break-Even Point
14.6 years
After graduation
20-Year ROI
37%
Return on investment
ROI Analysis
The University of North Alabama has an in-state tuition cost of $11,990. One year after graduation, alumni earn a median of $40,636. Five years after graduation, earnings decrease to $38,295, but increase to $45,415 ten years after graduation. The median debt for graduates is $22,077, and 29.6% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is favorable. The median debt of $22,077 is significantly less than the one-year earnings of $40,636. The break-even timeline, or the time it takes to earn back the tuition cost, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$11,990
Median Debt at Graduation
$22,077
Median Earnings (5yr)
$38,295
Graduation Rate
53%
Receive Financial Aid
30%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $47,960 | $83,552 | 1925% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $47,960 | $63,080 | 1071% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $47,960 | $43,330 | 247% |
| Business Administration, Management and Operations. | $47,960 | $44,454 | 294% |
| Health and Physical Education/Fitness. | $47,960 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $47,960 | $51,422 | 585% |
| Accounting and Related Services. | $47,960 | $49,565 | 507% |
| Communication and Media Studies. | $47,960 | $36,690 | -30% |
| Social Work. | $47,960 | $36,467 | -39% |
| Marketing. | $47,960 | $52,250 | 619% |
| English Language and Literature, General. | $47,960 | $36,408 | -41% |
| Biology, General. | $47,960 | $36,124 | -53% |
Peer Comparison
37%
20yr ROI
-29%
20yr ROI
71%
20yr ROI
70%
20yr ROI
86%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.