University of Montevallo
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$54,840
In-state tuition x 4
Earnings Premium
$406/yr
vs high school diploma avg
Break-Even Point
135.1 years
After graduation
20-Year ROI
-85%
Return on investment
ROI Analysis
The University of Montevallo has an in-state tuition of $13,710. One year after graduation, alumni earn $32,438, which increases to $35,406 after five years and $42,957 after ten years. The median debt for students is $24,000, and 52.1% of students receive financial aid.
Based on the provided data, the debt-to-income ratio for a graduate one year out is approximately 0.74. This is calculated by dividing the median debt of $24,000 by the one-year earnings of $32,438.
To calculate the break-even timeline, we can divide the median debt by the difference between the one-year earnings and the tuition cost. This results in a break-even timeline of approximately 2.8 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$13,710
Median Debt at Graduation
$24,000
Median Earnings (5yr)
$35,406
Graduation Rate
52%
Receive Financial Aid
52%
Avg Aid Amount
$0
Peer Comparison
-85%
20yr ROI
-45%
20yr ROI
-23%
20yr ROI
-71%
20yr ROI
-51%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.