University of Minnesota-Rochester ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$57,600
In-state tuition x 4
Earnings Premium
$22,984/yr
above high school diploma avg
Break-Even Point
2.5 years
After graduation
20-Year ROI
698%
Return on investment
ROI Analysis
The University of Minnesota-Rochester has a relatively strong return on investment. The average graduate earns $47,373 one year after graduation, which is more than three times the annual in-state tuition of $14,400. Five years after graduation, earnings increase to $57,984, and ten years after, earnings reach $69,020. The median debt for graduates is $19,500.
The debt-to-income ratio is favorable for graduates. With a median debt of $19,500 and an average salary of $47,373 one year after graduation, the debt-to-income ratio is approximately 0.41. This suggests graduates are likely able to manage their debt.
Given the tuition cost and earnings, the break-even point is relatively short. The initial investment of $14,400 is paid off in less than a year based on the average starting salary.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$14,400
Median Debt at Graduation
$19,500
Median Earnings (5yr)
$57,984
Graduation Rate
58%
Receive Financial Aid
49%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Health Services/Allied Health/Health Sciences, General | $64,840 | 936% |
Peer Comparison
698%
20yr ROI
597%
20yr ROI
1342%
20yr ROI
649%
20yr ROI
1172%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.