University of Minnesota-Duluth ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$57,272
In-state tuition x 4
Earnings Premium
$17,840/yr
above high school diploma avg
Break-Even Point
3.2 years
After graduation
20-Year ROI
523%
Return on investment
ROI Analysis
The University of Minnesota-Duluth has an in-state tuition cost of $14,318. One year after graduation, alumni earn a median salary of $46,383. Five years after graduation, the median salary increases to $52,840, and after ten years, the median salary is $62,616. The median debt for graduates is $22,024.
The debt-to-income ratio, calculated using the median debt and the one-year post-graduation salary, is approximately 0.48. This indicates that the median debt is about half of the graduates' annual income. With a median debt of $22,024 and a starting salary of $46,383, the break-even point, or the time it takes to earn back the tuition cost, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$14,318
Median Debt at Graduation
$22,024
Median Earnings (5yr)
$52,840
Graduation Rate
63%
Receive Financial Aid
46%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Marketing | $63,722 | 903% |
| Biology, General | $49,531 | 407% |
| Psychology, General | $45,061 | 251% |
| Mechanical Engineering | $79,409 | 1451% |
| Finance and Financial Management Services | $71,475 | 1174% |
| Communication and Media Studies | $49,601 | 410% |
| Business Administration, Management and Operations | $59,984 | 772% |
| Accounting and Related Services | $68,558 | 1072% |
| Education, Other | $43,969 | 213% |
| Chemical Engineering | $78,630 | 1424% |
| Social Work | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas | $45,041 | 251% |
Peer Comparison
523%
20yr ROI
640%
20yr ROI
0%
20yr ROI
79%
20yr ROI
815%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.