University of Massachusetts-Boston
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$61,984
In-state tuition x 4
Earnings Premium
$18,521/yr
vs high school diploma avg
Break-Even Point
3.3 years
After graduation
20-Year ROI
498%
Return on investment
ROI Analysis
The University of Massachusetts-Boston has an in-state tuition of $15,496. One year after graduation, alumni earn a median of $49,875. Five years after graduation, earnings increase to $53,521, and ten years after graduation, earnings reach $65,865. The median debt for graduates is $21,974, and 51.7% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.44 for the first year after graduation. This is calculated by dividing the median debt of $21,974 by the first-year earnings of $49,875.
To calculate the break-even timeline, we can divide the median debt by the difference between the first-year earnings and the tuition cost. This calculation is $21,974 / ($49,875 - $15,496), which results in a break-even timeline of approximately 0.64 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$15,496
Median Debt at Graduation
$21,974
Median Earnings (5yr)
$53,521
Graduation Rate
51%
Receive Financial Aid
52%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $61,984 | $62,057 | 773% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $61,984 | $83,134 | 1453% |
| Psychology, General. | $61,984 | $47,468 | 302% |
| Computer and Information Sciences, General. | $61,984 | $73,122 | 1130% |
| Biology, General. | $61,984 | $53,619 | 501% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $61,984 | $60,434 | 721% |
| Health and Physical Education/Fitness. | $61,984 | $56,255 | 586% |
| Criminal Justice and Corrections. | $61,984 | $52,326 | 459% |
| Economics. | $61,984 | $66,071 | 903% |
| Communication and Media Studies. | $61,984 | $48,631 | 340% |
| Management Sciences and Quantitative Methods. | $61,984 | $0 | N/A |
| English Language and Literature, General. | $61,984 | $44,733 | 214% |
Peer Comparison
498%
20yr ROI
612%
20yr ROI
681%
20yr ROI
388%
20yr ROI
490%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.