Return on Investment Analysis

University of Massachusetts-Boston ROI Analysis

Q: How long does it take to break even on a University of Massachusetts-Boston degree?

The estimated break-even point for a degree from University of Massachusetts-Boston is 3.3 years after graduation, based on the earnings premium over a high school diploma.

Q: What is the total cost of attending University of Massachusetts-Boston?

The estimated 4-year in-state tuition cost at University of Massachusetts-Boston is $61,984 ($15,496 per year). 52% of students receive financial aid.

Q: What do University of Massachusetts-Boston graduates earn?

The median earnings for University of Massachusetts-Boston graduates 5 years after enrollment is $53,521. This is $18,521 above the national average for high school diploma holders.

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at University of Massachusetts-Boston costs about $61,984 in in-state tuition, and graduates earn a median of $53,521 five years after graduation — the investment breaks even in roughly 3.3 years (20-year ROI: 498%).

ROI Summary

Total 4-Year Cost

$61,984

In-state tuition x 4

Earnings Premium

$18,521/yr

above high school diploma avg

Break-Even Point

3.3 years

After graduation

20-Year ROI

498%

Return on investment

ROI Analysis

The University of Massachusetts-Boston has an in-state tuition of $15,496. One year after graduation, alumni earn a median of $49,875. Five years after graduation, earnings increase to $53,521, and ten years after graduation, earnings reach $65,865. The median debt for graduates is $21,974, and 51.7% of students receive financial aid.

Based on the provided data, the debt-to-income ratio is approximately 0.44 for the first year after graduation. This is calculated by dividing the median debt of $21,974 by the first-year earnings of $49,875.

To calculate the break-even timeline, we can divide the median debt by the difference between the first-year earnings and the tuition cost. This calculation is $21,974 / ($49,875 - $15,496), which results in a break-even timeline of approximately 0.64 years.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$15,496

Median Debt at Graduation

$21,974

Median Earnings (5yr)

$53,521

Graduation Rate

51%

Receive Financial Aid

52%

Avg Aid Amount

N/A

Program-Level ROI

Program	4yr Cost	Median Earnings (5yr)	Est. 20yr ROI
Business Administration, Management and Operations	$61,984	$88,282	1619%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	$61,984	$118,136	2582%
Psychology, General	$61,984	$53,230	488%
Computer and Information Sciences, General	$61,984	$73,122	1130%
Teacher Education and Professional Development, Specific Levels and Methods	$61,984	$60,434	721%
Biology, General	$61,984	$53,619	501%
Health and Physical Education/Fitness	$61,984	$56,255	586%
Criminal Justice and Corrections	$61,984	$52,758	473%
Economics	$61,984	$66,071	903%
Communication and Media Studies	$61,984	$48,631	340%
Management Sciences and Quantitative Methods	$61,984	$0	N/A
Special Education and Teaching	$61,984	$64,152	841%
English Language and Literature, General	$61,984	$55,392	558%
Sociology	$61,984	$50,835	411%
Natural Resources Conservation and Research	$61,984	$47,003	287%
Political Science and Government	$61,984	$50,839	411%
Linguistic, Comparative, and Related Language Studies and Services	$61,984	$64,087	839%
History	$61,984	$43,311	168%
Clinical, Counseling and Applied Psychology	$61,984	$59,963	705%
Fine and Studio Arts	$61,984	$35,166	-95%
Gerontology	$61,984	$68,642	986%
Social Work	$61,984	$47,217	294%
Student Counseling and Personnel Services	$61,984	$58,356	654%
Philosophy	$61,984	$41,381	106%

Peer Comparison

University of Massachusetts-Boston Current

498%

20yr ROI

Washington State University

612%

20yr ROI

Indiana University-Bloomington

681%

20yr ROI

University of New Hampshire-Main Campus

388%

20yr ROI

University of New Hampshire at Manchester

490%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$61,984

Median Debt$21,974

After Aid (Estimated)

Estimated Total Aid$0

Net 4-Year Cost$61,984

Frequently Asked Questions

Is University of Massachusetts-Boston worth the cost?

Based on government data, University of Massachusetts-Boston has an estimated 20-year ROI of 498%. The total 4-year cost is $61,984 and graduates earn a median of $53,521 within 5 years.

How long does it take to break even on a University of Massachusetts-Boston degree?

What is the total cost of attending University of Massachusetts-Boston?

What do University of Massachusetts-Boston graduates earn?

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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