University of Maryland Eastern Shore ROI Analysis

The University of Maryland Eastern Shore has a high acceptance rate of 90.4% and a low graduation rate of 36.2%. The one-year earnings after graduation are $35,711, while the five-year earnings are slightly lower at $34,624. Ten years after graduation, earnings increase to $47,697. The median debt for students is $27,000, and 51.8% of students receive financial aid.

The in-state tuition cost is $8,898. Based on the one-year earnings, the return on investment appears positive, as earnings are significantly higher than tuition. However, the five-year earnings are only slightly higher than the one-year earnings, suggesting a potential plateau in income growth. The debt-to-income ratio cannot be precisely calculated without the income data for each year, but the median debt of $27,000 is a substantial amount relative to the initial earnings.

Without information on living expenses, it is difficult to calculate a precise break-even timeline. However, given the tuition cost and the initial earnings, it would likely take less than a year for graduates to earn back the cost of tuition. The impact of the $27,000 median debt on the break-even point is significant, potentially extending the time it takes for graduates to recoup their investment.