University of Maryland-Baltimore County ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$51,808
In-state tuition x 4
Earnings Premium
$20,137/yr
above high school diploma avg
Break-Even Point
2.6 years
After graduation
20-Year ROI
677%
Return on investment
ROI Analysis
The University of Maryland-Baltimore County's in-state tuition is $12,952. One year after graduation, alumni earn $48,498. Five years after graduation, earnings increase to $55,137, and after ten years, earnings reach $69,960. The median debt for graduates is $19,500, and 29.2% of students receive financial aid.
Based on the provided data, the debt-to-income ratio can be calculated. The median debt of $19,500 divided by the one-year earnings of $48,498 results in a debt-to-income ratio of approximately 0.40.
To calculate the break-even timeline, we can divide the median debt by the difference between the one-year earnings and the tuition cost. The difference between the one-year earnings of $48,498 and the tuition cost of $12,952 is $35,546. Dividing the median debt of $19,500 by $35,546 results in a break-even timeline of approximately 0.55 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$12,952
Median Debt at Graduation
$19,500
Median Earnings (5yr)
$55,137
Graduation Rate
71%
Receive Financial Aid
29%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Information Science/Studies | $114,259 | 2960% |
| Biology, General | $53,673 | 621% |
| Psychology, General | $48,488 | 421% |
| Multi/Interdisciplinary Studies, Other | $98,722 | 2360% |
| Mechanical Engineering | $82,502 | 1734% |
| Economics | $68,275 | 1185% |
| Social Work | $52,571 | 578% |
| Computer/Information Technology Administration and Management | $61,985 | 942% |
| Mathematics | $74,668 | 1431% |
| Political Science and Government | $57,577 | 772% |
| Computer Engineering | $99,299 | 2382% |
| Health Professions and Related Clinical Sciences, Other | $53,762 | 624% |
Peer Comparison
677%
20yr ROI
528%
20yr ROI
986%
20yr ROI
507%
20yr ROI
716%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.