University of Holy Cross
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$64,640
In-state tuition x 4
Earnings Premium
$11,296/yr
vs high school diploma avg
Break-Even Point
5.7 years
After graduation
20-Year ROI
250%
Return on investment
ROI Analysis
The University of Holy Cross has an acceptance rate of 99% and a graduation rate of 36.2%. The median debt for students is $26,995, and 35.8% of students receive financial aid. One year after graduation, the median earnings are $59,579. Five years after graduation, median earnings decrease to $46,296, and ten years after graduation, median earnings increase to $49,316.
The in-state tuition cost is $16,160. The data does not provide enough information to calculate the debt-to-income ratio or the break-even timeline.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$16,160
Median Debt at Graduation
$26,995
Median Earnings (5yr)
$46,296
Graduation Rate
36%
Receive Financial Aid
36%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $64,640 | $64,221 | 804% |
| Mental and Social Health Services and Allied Professions. | $64,640 | $43,546 | 164% |
| Educational Administration and Supervision. | $64,640 | $58,872 | 639% |
| Curriculum and Instruction. | $64,640 | $0 | N/A |
| Biology, General. | $64,640 | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $64,640 | $60,662 | 694% |
| Biology, General. | $64,640 | $0 | N/A |
| Student Counseling and Personnel Services. | $64,640 | $0 | N/A |
| Education, Other. | $64,640 | $0 | N/A |
| Accounting and Related Services. | $64,640 | $0 | N/A |
| Student Counseling and Personnel Services. | $64,640 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $64,640 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.