University of Central Oklahoma
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$34,088
In-state tuition x 4
Earnings Premium
$8,074/yr
vs high school diploma avg
Break-Even Point
4.2 years
After graduation
20-Year ROI
374%
Return on investment
ROI Analysis
The University of Central Oklahoma has an acceptance rate of 81.8% and a graduation rate of 36.4%. The retention rate is 65.5%. The in-state tuition is $8,522. One year after graduation, alumni earn $43,402. Five years after graduation, earnings are $43,074, and ten years after graduation, earnings are $48,351.
The median debt for students is $21,000, and 34.8% of students receive financial aid. The debt-to-income ratio is approximately 0.48, calculated using the median debt and the one-year earnings.
The break-even point, the time it takes for the additional earnings to cover the tuition cost, is less than one year. This is determined by dividing the tuition cost by the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,522
Median Debt at Graduation
$21,000
Median Earnings (5yr)
$43,074
Graduation Rate
36%
Receive Financial Aid
35%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Liberal Arts and Sciences, General Studies and Humanities. | $34,088 | $44,876 | 479% |
| Business Administration, Management and Operations. | $34,088 | $51,283 | 855% |
| Security Science and Technology. | $34,088 | $42,303 | 328% |
| Psychology, General. | $34,088 | $38,025 | 77% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $34,088 | $68,341 | 1856% |
| Biology, General. | $34,088 | $46,638 | 583% |
| Criminal Justice and Corrections. | $34,088 | $44,492 | 457% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $34,088 | $42,773 | 356% |
| Public Health. | $34,088 | $58,549 | 1282% |
| Finance and Financial Management Services. | $34,088 | $53,975 | 1013% |
| Teacher Education and Professional Development, Specific Subject Areas. | $34,088 | $45,786 | 533% |
| Computer and Information Sciences, General. | $34,088 | $89,163 | 3078% |
Peer Comparison
374%
20yr ROI
792%
20yr ROI
707%
20yr ROI
205%
20yr ROI
169%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.