Union College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$265,824
In-state tuition x 4
Earnings Premium
$28,219/yr
vs high school diploma avg
Break-Even Point
9.4 years
After graduation
20-Year ROI
112%
Return on investment
ROI Analysis
One year after graduation, Union College alumni earn a median salary of $51,306, which increases to $63,219 after five years and $88,604 after ten years. The median debt for Union College graduates is $25,337. The annual tuition cost is $66,456.
The debt-to-income ratio for Union College graduates is approximately 0.49 in the first year after graduation, calculated by dividing the median debt by the first-year earnings. The debt-to-income ratio decreases to approximately 0.40 after five years and 0.29 after ten years.
Based on the provided data, it would take approximately 0.5 years for a graduate to earn an amount equal to their median debt, calculated by dividing the median debt by the first-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$66,456
Median Debt at Graduation
$25,337
Median Earnings (5yr)
$63,219
Graduation Rate
85%
Receive Financial Aid
45%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Economics. | $265,824 | $85,922 | 283% |
| Political Science and Government. | $265,824 | $65,270 | 128% |
| Mechanical Engineering. | $265,824 | $85,242 | 278% |
| Research and Experimental Psychology. | $265,824 | $0 | N/A |
| Biology, General. | $265,824 | $63,838 | 117% |
| Liberal Arts and Sciences, General Studies and Humanities. | $265,824 | $48,667 | 3% |
| Neurobiology and Neurosciences. | $265,824 | $57,779 | 71% |
| Biomedical/Medical Engineering. | $265,824 | $0 | N/A |
| Mathematics. | $265,824 | $0 | N/A |
| English Language and Literature, General. | $265,824 | $47,103 | -9% |
| History. | $265,824 | $0 | N/A |
| Business/Managerial Economics. | $265,824 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.