analytics Return on Investment Analysis

Union Adventist University

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$111,960

In-state tuition x 4

Earnings Premium

$8,853/yr

vs high school diploma avg

Break-Even Point

12.6 years

After graduation

20-Year ROI

58%

Return on investment

insights

ROI Analysis

The one-year earnings for Union Adventist University graduates are $50,075, exceeding the in-state tuition cost of $27,990. The median debt for graduates is $27,000, and 51.6% of students receive financial aid. The five-year earnings are $43,853, and the ten-year earnings are $55,045.

Given the median debt of $27,000 and the one-year earnings of $50,075, the debt-to-income ratio is approximately 0.54. This indicates that the debt is a little over half of the first year's earnings.

Based on the provided data, it is not possible to calculate a precise break-even timeline. However, the one-year earnings are significantly higher than the median debt, suggesting a relatively short break-even period.

Generated from College Scorecard & IPEDS data

The Numbers

payments

Annual Tuition (In-State)

$27,990

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Median Debt at Graduation

$27,000

savings

Median Earnings (5yr)

$43,853

school

Graduation Rate

51%

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Receive Financial Aid

52%

redeem

Avg Aid Amount

$0

Program-Level ROI

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$111,960
Median Debt$27,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$111,960

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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