Truman State University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$37,880
In-state tuition x 4
Earnings Premium
$8,966/yr
vs high school diploma avg
Break-Even Point
4.2 years
After graduation
20-Year ROI
373%
Return on investment
ROI Analysis
The median debt for Truman State University graduates is $21,000. One year after graduation, the median earnings are $37,802, which is 1.8 times the in-state tuition cost of $9,470. Five years after graduation, median earnings rise to $43,966, and ten years after graduation, median earnings are $56,280.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is 0.56. This indicates that the median debt is 56% of the first year's earnings.
Based on the provided data, the break-even timeline, which is the time it takes for the cumulative earnings to surpass the tuition cost, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,470
Median Debt at Graduation
$21,000
Median Earnings (5yr)
$43,966
Graduation Rate
70%
Receive Financial Aid
28%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $37,880 | $60,033 | 1222% |
| Health and Physical Education/Fitness. | $37,880 | $50,959 | 743% |
| Biology, General. | $37,880 | $42,752 | 309% |
| Psychology, General. | $37,880 | $42,221 | 281% |
| English Language and Literature, General. | $37,880 | $38,232 | 71% |
| Public Health. | $37,880 | $0 | N/A |
| Accounting and Related Services. | $37,880 | $64,972 | 1482% |
| Communication and Media Studies. | $37,880 | $46,249 | 494% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $37,880 | $63,494 | 1404% |
| Communication Disorders Sciences and Services. | $37,880 | $43,532 | 350% |
| Accounting and Related Services. | $37,880 | $76,417 | 2087% |
| Criminal Justice and Corrections. | $37,880 | $50,100 | 697% |
Peer Comparison
373%
20yr ROI
546%
20yr ROI
385%
20yr ROI
310%
20yr ROI
393%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.