Towson University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$45,224
In-state tuition x 4
Earnings Premium
$19,302/yr
vs high school diploma avg
Break-Even Point
2.3 years
After graduation
20-Year ROI
754%
Return on investment
ROI Analysis
One year after graduation, Towson University alumni earn a median salary of $48,563. The median debt for graduates is $18,718. The debt-to-income ratio is 0.39, calculated by dividing the median debt by the one-year earnings.
The five-year median earnings are $54,302. The ten-year median earnings are $64,390. The in-state tuition cost is $11,306.
Based on the one-year earnings and tuition cost, the break-even point is approximately 0.4 years. This is calculated by dividing the tuition cost by the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$11,306
Median Debt at Graduation
$18,718
Median Earnings (5yr)
$54,302
Graduation Rate
69%
Receive Financial Aid
43%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $45,224 | $67,968 | 1358% |
| Psychology, General. | $45,224 | $46,781 | 421% |
| Communication and Media Studies. | $45,224 | $56,404 | 847% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $45,224 | $74,833 | 1662% |
| Health and Physical Education/Fitness. | $45,224 | $48,524 | 498% |
| Social Sciences, Other. | $45,224 | $53,684 | 726% |
| Biology, General. | $45,224 | $52,007 | 652% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $45,224 | $48,300 | 488% |
| Computer and Information Sciences, General. | $45,224 | $74,174 | 1632% |
| Fine and Studio Arts. | $45,224 | $43,056 | 256% |
| Accounting and Related Services. | $45,224 | $70,862 | 1486% |
| Health Services/Allied Health/Health Sciences, General. | $45,224 | $56,936 | 870% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.