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Return on Investment Analysis

Towson University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at Towson University costs about $45,224 in in-state tuition, and graduates earn a median of $54,302 five years after graduation — the investment breaks even in roughly 2.3 years (20-year ROI: 754%).

ROI Summary

Total 4-Year Cost

$45,224

In-state tuition x 4

Earnings Premium

$19,302/yr

above high school diploma avg

Break-Even Point

2.3 years

After graduation

20-Year ROI

754%

Return on investment

ROI Analysis

Towson University's in-state tuition costs $11,306 per year. One year after graduation, alumni earn a median of $48,563. Five years after graduation, earnings increase to $54,302, and ten years after graduation, earnings reach $64,390. The median debt for graduates is $18,718, and 43.1% of students receive financial aid.

The debt-to-income ratio for Towson graduates is favorable. The median debt of $18,718 is less than half of the $48,563 median earnings one year after graduation. The break-even point, or the time it takes to earn back the cost of tuition, is less than one year, based on the first-year earnings.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$11,306

Median Debt at Graduation

$18,718

Median Earnings (5yr)

$54,302

Graduation Rate

69%

Receive Financial Aid

43%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Business Administration, Management and Operations $45,224 $89,459 2308%
Psychology, General $45,224 $63,045 1140%
Communication and Media Studies $45,224 $56,404 847%
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $45,224 $86,330 2170%
Computer and Information Sciences, General $45,224 $101,859 2857%
Health and Physical Education/Fitness $45,224 $48,524 498%
Biology, General $45,224 $52,007 652%
Teacher Education and Professional Development, Specific Levels and Methods $45,224 $63,185 1146%
Social Sciences, Other $45,224 $53,684 726%
Special Education and Teaching $45,224 $62,242 1105%
Health Services/Allied Health/Health Sciences, General $45,224 $56,936 870%
Fine and Studio Arts $45,224 $43,056 256%
Accounting and Related Services $45,224 $81,753 1968%
Teacher Education and Professional Development, Specific Subject Areas $45,224 $64,779 1217%
Radio, Television, and Digital Communication $45,224 $33,360 N/A
Human Services, General $45,224 $45,819 378%
Communication Disorders Sciences and Services $45,224 $91,098 2381%
Health and Medical Administrative Services $45,224 $54,853 778%
Economics $45,224 $60,328 1020%
Political Science and Government $45,224 $53,217 706%
English Language and Literature, General $45,224 $47,334 445%
Rehabilitation and Therapeutic Professions $45,224 $72,136 1542%
Human Resources Management and Services $45,224 $78,017 1802%
Natural Resources Conservation and Research $45,224 $54,966 783%

Peer Comparison

Towson University Current

754%

20yr ROI

North Dakota State University-Main Campus

789%

20yr ROI

University of Pittsburgh-Bradford

558%

20yr ROI

University of Pittsburgh-Greensburg

558%

20yr ROI

University of Pittsburgh-Johnstown

557%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$45,224
Median Debt$18,718

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$45,224

Frequently Asked Questions

Based on government data, Towson University has an estimated 20-year ROI of 754%. The total 4-year cost is $45,224 and graduates earn a median of $54,302 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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