Towson University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$45,224
In-state tuition x 4
Earnings Premium
$19,302/yr
above high school diploma avg
Break-Even Point
2.3 years
After graduation
20-Year ROI
754%
Return on investment
ROI Analysis
Towson University's in-state tuition costs $11,306 per year. One year after graduation, alumni earn a median of $48,563. Five years after graduation, earnings increase to $54,302, and ten years after graduation, earnings reach $64,390. The median debt for graduates is $18,718, and 43.1% of students receive financial aid.
The debt-to-income ratio for Towson graduates is favorable. The median debt of $18,718 is less than half of the $48,563 median earnings one year after graduation. The break-even point, or the time it takes to earn back the cost of tuition, is less than one year, based on the first-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$11,306
Median Debt at Graduation
$18,718
Median Earnings (5yr)
$54,302
Graduation Rate
69%
Receive Financial Aid
43%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $89,459 | 2308% |
| Psychology, General | $63,045 | 1140% |
| Communication and Media Studies | $56,404 | 847% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $86,330 | 2170% |
| Computer and Information Sciences, General | $101,859 | 2857% |
| Health and Physical Education/Fitness | $48,524 | 498% |
| Biology, General | $52,007 | 652% |
| Teacher Education and Professional Development, Specific Levels and Methods | $63,185 | 1146% |
| Social Sciences, Other | $53,684 | 726% |
| Special Education and Teaching | $62,242 | 1105% |
| Health Services/Allied Health/Health Sciences, General | $56,936 | 870% |
| Fine and Studio Arts | $43,056 | 256% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.