Texas Lutheran University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$139,680
In-state tuition x 4
Earnings Premium
$13,125/yr
above high school diploma avg
Break-Even Point
10.6 years
After graduation
20-Year ROI
88%
Return on investment
ROI Analysis
Texas Lutheran University's in-state tuition is $34,920. One year after graduation, alumni earn $40,717. Five years after graduation, earnings increase to $48,125, and after ten years, earnings reach $53,863. The median debt for graduates is $25,000, and 65.9% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to the first-year earnings, is approximately 0.61. This is calculated by dividing the median debt of $25,000 by the first-year earnings of $40,717. The break-even point, or the time it takes for earnings to surpass the tuition cost, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$34,920
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$48,125
Graduation Rate
54%
Receive Financial Aid
66%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $56,465 | 207% |
| Health and Physical Education/Fitness | $45,247 | 47% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas | $53,694 | 168% |
| Accounting and Related Services | $79,622 | 539% |
| Biology, General | $49,635 | 110% |
| Psychology, General | $39,236 | -39% |
| Sociology | $51,559 | 137% |
| Drama/Theatre Arts and Stagecraft | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $48,514 | 93% |
| Management Sciences and Quantitative Methods | $0 | N/A |
| Chemistry | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.