Texas A&M University-Central Texas
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$26,508
In-state tuition x 4
Earnings Premium
$15,382/yr
vs high school diploma avg
Break-Even Point
1.7 years
After graduation
20-Year ROI
1061%
Return on investment
ROI Analysis
The one-year return on investment for Texas A&M University-Central Texas is $38,909, calculated by subtracting in-state tuition from the one-year earnings. The five-year return on investment is $214,213, based on the difference between five-year earnings and the cost of tuition. The ten-year earnings are not available.
The median debt for students is $17,750. The debt-to-income ratio is 0.39, calculated by dividing the median debt by the one-year earnings.
The break-even point, the time it takes for earnings to surpass the cost of tuition, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$6,627
Median Debt at Graduation
$17,750
Median Earnings (5yr)
$50,382
Graduation Rate
0%
Receive Financial Aid
43%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Multi/Interdisciplinary Studies, Other. | $26,508 | $48,928 | 951% |
| Business Administration, Management and Operations. | $26,508 | $73,567 | 2810% |
| Computer and Information Sciences, General. | $26,508 | $49,259 | 976% |
| Business Administration, Management and Operations. | $26,508 | $48,526 | 921% |
| Liberal Arts and Sciences, General Studies and Humanities. | $26,508 | $43,986 | 578% |
| Psychology, General. | $26,508 | $0 | N/A |
| Social Work. | $26,508 | $47,214 | 822% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $26,508 | $0 | N/A |
| Criminal Justice and Corrections. | $26,508 | $33,511 | N/A |
| Accounting and Related Services. | $26,508 | $0 | N/A |
| Mental and Social Health Services and Allied Professions. | $26,508 | $0 | N/A |
| Human Resources Management and Services. | $26,508 | $0 | N/A |
Peer Comparison
1061%
20yr ROI
415%
20yr ROI
944%
20yr ROI
538%
20yr ROI
924%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.