Texas A&M University-Central Texas ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$26,508
In-state tuition x 4
Earnings Premium
$15,382/yr
above high school diploma avg
Break-Even Point
1.7 years
After graduation
20-Year ROI
1061%
Return on investment
ROI Analysis
The one-year return on investment for Texas A&M University-Central Texas is $38,909, calculated by subtracting the in-state tuition of $6,627 from the one-year earnings of $45,636. The five-year return on investment is $287,123, derived by multiplying the difference between the five-year earnings of $50,382 and the tuition cost by five. The ten-year earnings are not available.
The median debt for students is $17,750. The debt-to-income ratio is 0.39, calculated by dividing the median debt by the one-year earnings.
The break-even point, or the time it takes for a graduate to earn enough to cover their debt, is approximately 0.4 years. This is determined by dividing the median debt by the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$6,627
Median Debt at Graduation
$17,750
Median Earnings (5yr)
$50,382
Graduation Rate
N/A
Receive Financial Aid
43%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $73,567 | 2810% |
| Multi/Interdisciplinary Studies, Other | $48,928 | 951% |
| Computer and Information Sciences, General | $49,259 | 976% |
| Liberal Arts and Sciences, General Studies and Humanities | $43,986 | 578% |
| Psychology, General | $0 | N/A |
| Accounting and Related Services | $0 | N/A |
| Criminal Justice and Corrections | $33,511 | N/A |
| Social Work | $47,214 | 822% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $0 | N/A |
| Mental and Social Health Services and Allied Professions | $0 | N/A |
| Human Resources Management and Services | $0 | N/A |
| Air Transportation | $0 | N/A |
Peer Comparison
1061%
20yr ROI
415%
20yr ROI
944%
20yr ROI
538%
20yr ROI
924%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.