Temple University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$88,328
In-state tuition x 4
Earnings Premium
$15,860/yr
above high school diploma avg
Break-Even Point
5.6 years
After graduation
20-Year ROI
259%
Return on investment
ROI Analysis
Temple University's in-state tuition costs $22,082. One year after graduation, alumni earn a median salary of $45,412. Five years after graduation, the median salary increases to $50,860, and after ten years, it reaches $63,727. The median debt for graduates is $24,395, and 55.3% of students receive financial aid.
Based on the provided data, a graduate's annual earnings exceed the cost of tuition within the first year after graduation. The debt-to-income ratio is approximately 0.54, calculated by dividing the median debt by the one-year earnings.
Given the median debt and the one-year earnings, the break-even point, or the time it takes to pay off the debt, is less than one year. This is determined by dividing the median debt by the annual earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$22,082
Median Debt at Graduation
$24,395
Median Earnings (5yr)
$50,860
Graduation Rate
76%
Receive Financial Aid
55%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $121,267 | 1853% |
| Health and Physical Education/Fitness | $55,795 | 371% |
| Finance and Financial Management Services | $99,188 | 1353% |
| Computer and Information Sciences, General | $90,875 | 1165% |
| Psychology, General | $43,604 | 95% |
| Marketing | $63,224 | 539% |
| Public Relations, Advertising, and Applied Communication | $53,863 | 327% |
| Accounting and Related Services | $97,777 | 1321% |
| Biology, General | $59,912 | 464% |
| Radio, Television, and Digital Communication | $45,329 | 134% |
| Teacher Education and Professional Development, Specific Levels and Methods | $70,609 | 706% |
| Law | $93,115 | 1216% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.