Temple University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$88,328
In-state tuition x 4
Earnings Premium
$15,860/yr
vs high school diploma avg
Break-Even Point
5.6 years
After graduation
20-Year ROI
259%
Return on investment
ROI Analysis
Temple University's in-state tuition costs $22,082. One year after graduation, alumni earn a median of $45,412. Five years after graduation, earnings increase to $50,860, and after ten years, earnings reach $63,727. The median debt for graduates is $24,395, and 55.3% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the first-year earnings, is approximately 0.54. This indicates that the median debt is about half of the first year's earnings.
To calculate the break-even point, the median debt is divided by the difference between the first-year earnings and tuition cost. The break-even point is approximately 1.5 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$22,082
Median Debt at Graduation
$24,395
Median Earnings (5yr)
$50,860
Graduation Rate
76%
Receive Financial Aid
55%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $88,328 | $121,267 | 1853% |
| Finance and Financial Management Services. | $88,328 | $70,603 | 706% |
| Computer and Information Sciences, General. | $88,328 | $90,875 | 1165% |
| Psychology, General. | $88,328 | $43,604 | 95% |
| Health and Physical Education/Fitness. | $88,328 | $52,232 | 290% |
| Public Relations, Advertising, and Applied Communication. | $88,328 | $53,863 | 327% |
| Marketing. | $88,328 | $63,224 | 539% |
| Biology, General. | $88,328 | $59,912 | 464% |
| Radio, Television, and Digital Communication. | $88,328 | $45,329 | 134% |
| Accounting and Related Services. | $88,328 | $68,291 | 654% |
| Law. | $88,328 | $93,115 | 1216% |
| Criminal Justice and Corrections. | $88,328 | $47,144 | 175% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.