SUNY Oneonta ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$35,248
In-state tuition x 4
Earnings Premium
$14,723/yr
above high school diploma avg
Break-Even Point
2.4 years
After graduation
20-Year ROI
735%
Return on investment
ROI Analysis
A student at SUNY Oneonta can expect to pay $8,812 in annual tuition. One year after graduation, the median earnings are $33,955. Five years after graduation, earnings increase to $49,723, and ten years after graduation, earnings are $60,386. The median debt for students is $19,812.
The debt-to-income ratio can be calculated using the median debt and the one-year earnings. The debt-to-income ratio is approximately 58%. The break-even timeline, which is the time it takes to earn the tuition cost, can be estimated using the one-year earnings and the annual tuition. The break-even timeline is approximately 0.3 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$8,812
Median Debt at Graduation
$19,812
Median Earnings (5yr)
$49,723
Graduation Rate
72%
Receive Financial Aid
56%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Communication and Media Studies | $41,376 | 262% |
| Business/Managerial Economics | $69,125 | 1836% |
| Teacher Education and Professional Development, Specific Subject Areas | $56,592 | 1125% |
| Psychology, General | $47,204 | 592% |
| Biology, General | $52,338 | 884% |
| Teacher Education and Professional Development, Specific Levels and Methods | $51,242 | 822% |
| Criminal Justice and Corrections | $59,313 | 1280% |
| Design and Applied Arts | $0 | N/A |
| Arts, Entertainment,and Media Management | $41,818 | 287% |
| Visual and Performing Arts, General | $42,308 | 315% |
| Human Development, Family Studies, and Related Services | $44,711 | 451% |
| Dietetics and Clinical Nutrition Services | $57,922 | 1201% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.