SUM Bible College and Theological Seminary ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$41,840
In-state tuition x 4
Earnings Premium
$-4,129/yr
below high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-297%
Return on investment
ROI Analysis
The annual tuition at SUM Bible College and Theological Seminary is $10,460. One year after graduation, the median earnings are $27,268. Five years after graduation, the median earnings are $30,871, and ten years after graduation, the median earnings are $35,418. The median debt for students is $26,677, and 51.9% of students receive financial aid.
The debt-to-income ratio is not directly calculable with the provided data. However, the one-year earnings are approximately equal to the median debt. The data does not provide enough information to calculate a break-even timeline.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,460
Median Debt at Graduation
$26,677
Median Earnings (5yr)
$30,871
Graduation Rate
45%
Receive Financial Aid
52%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Bible/Biblical Studies | $30,028 | N/A |
| Theological and Ministerial Studies | $0 | N/A |
Peer Comparison
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.