Return on Investment Analysis

State University of New York at Cortland ROI Analysis

Q: How long does it take to break even on a State University of New York at Cortland degree?

The estimated break-even point for a degree from State University of New York at Cortland is 3.1 years after graduation, based on the earnings premium over a high school diploma.

Q: What is the total cost of attending State University of New York at Cortland?

The estimated 4-year in-state tuition cost at State University of New York at Cortland is $35,260 ($8,815 per year). 60% of students receive financial aid.

Q: What do State University of New York at Cortland graduates earn?

The median earnings for State University of New York at Cortland graduates 5 years after enrollment is $46,535. This is $11,535 above the national average for high school diploma holders.

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$35,260

In-state tuition x 4

Earnings Premium

$11,535/yr

above high school diploma avg

Break-Even Point

3.1 years

After graduation

20-Year ROI

554%

Return on investment

ROI Analysis

The median debt for SUNY Cortland graduates is $21,500. One year after graduation, the median earnings are $34,559. Five years after graduation, the median earnings increase to $46,535, and ten years after graduation, the median earnings are $60,236.

The annual in-state tuition at SUNY Cortland is $8,815. The data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline.

Sixty percent of students receive financial aid. The school has a 68.5% graduation rate and an 80.8% retention rate. The school has an acceptance rate of 50.7% and a total student population of 5,896.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$8,815

Median Debt at Graduation

$21,500

Median Earnings (5yr)

$46,535

Graduation Rate

69%

Receive Financial Aid

60%

Avg Aid Amount

N/A

Program-Level ROI

Program	4yr Cost	Median Earnings (5yr)	Est. 20yr ROI
Health and Physical Education/Fitness	$35,260	$55,341	1054%
Teacher Education and Professional Development, Specific Subject Areas	$35,260	$56,265	1106%
Teacher Education and Professional Development, Specific Levels and Methods	$35,260	$51,884	858%
Business/Managerial Economics	$35,260	$63,367	1509%
Psychology, General	$35,260	$49,143	702%
Special Education and Teaching	$35,260	$61,537	1405%
Communication and Media Studies	$35,260	$47,282	597%
Communication Disorders Sciences and Services	$35,260	$64,396	1567%
Biology, General	$35,260	$65,127	1609%
Criminology	$35,260	$55,104	1040%
Educational Administration and Supervision	$35,260	$88,128	2913%
Sociology	$35,260	$50,654	788%

Peer Comparison

State University of New York at Cortland Current

554%

20yr ROI

University of North Florida

804%

20yr ROI

University of Wisconsin-Green Bay

592%

20yr ROI

University of Wisconsin-River Falls

570%

20yr ROI

Central Michigan University

308%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$35,260

Median Debt$21,500

After Aid (Estimated)

Estimated Total Aid$0

Net 4-Year Cost$35,260

Frequently Asked Questions

Is State University of New York at Cortland worth the cost?

Based on government data, State University of New York at Cortland has an estimated 20-year ROI of 554%. The total 4-year cost is $35,260 and graduates earn a median of $46,535 within 5 years.

How long does it take to break even on a State University of New York at Cortland degree?

What is the total cost of attending State University of New York at Cortland?

What do State University of New York at Cortland graduates earn?

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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