St. Thomas University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$139,080
In-state tuition x 4
Earnings Premium
$9,435/yr
vs high school diploma avg
Break-Even Point
14.7 years
After graduation
20-Year ROI
36%
Return on investment
ROI Analysis
The one-year return on investment for St. Thomas University is positive. The average graduate earns $45,143 one year after graduation, exceeding the annual tuition cost of $34,770. The median debt for graduates is $19,125.
The debt-to-income ratio is favorable. The median debt of $19,125 is less than half of the one-year earnings of $45,143. The five-year earnings are $44,435, and the ten-year earnings are $54,272.
The break-even point is less than one year. Graduates earn more in their first year than the total tuition cost.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$34,770
Median Debt at Graduation
$19,125
Median Earnings (5yr)
$44,435
Graduation Rate
43%
Receive Financial Aid
28%
Avg Aid Amount
$0
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.