St. Thomas Aquinas College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$150,880
In-state tuition x 4
Earnings Premium
$9,908/yr
vs high school diploma avg
Break-Even Point
15.2 years
After graduation
20-Year ROI
31%
Return on investment
ROI Analysis
Graduates of St. Thomas Aquinas College have a mixed return on investment. The average in-state tuition is $37,720 per year. One year after graduation, the median earnings are $30,940, which is less than the annual tuition cost. However, five years after graduation, earnings increase to $44,908, and ten years after graduation, earnings reach $62,909.
The median debt for graduates is $23,198. With one-year earnings of $30,940, the debt-to-income ratio is approximately 0.75. This suggests that graduates can pay off their debt relatively quickly.
Given the tuition cost and earnings data, it would take graduates approximately 2 years to earn the equivalent of one year's tuition. The data does not provide enough information to calculate a precise break-even timeline, but the increasing earnings over time suggest a positive return on investment in the long term.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$37,720
Median Debt at Graduation
$23,198
Median Earnings (5yr)
$44,908
Graduation Rate
58%
Receive Financial Aid
27%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Criminal Justice and Corrections. | $150,880 | $54,784 | 162% |
| Psychology, General. | $150,880 | $53,603 | 147% |
| Special Education and Teaching. | $150,880 | $68,796 | 348% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $150,880 | $0 | N/A |
| Health and Physical Education/Fitness. | $150,880 | $52,430 | 131% |
| Business Administration, Management and Operations. | $150,880 | $89,094 | 617% |
| Social Sciences, General. | $150,880 | $50,524 | 106% |
| Rehabilitation and Therapeutic Professions. | $150,880 | $0 | N/A |
| Communication and Media Studies. | $150,880 | $62,832 | 269% |
| Business Administration, Management and Operations. | $150,880 | $52,796 | 136% |
| Biology, General. | $150,880 | $0 | N/A |
| Computer and Information Sciences, General. | $150,880 | $0 | N/A |
Peer Comparison
31%
20yr ROI
43%
20yr ROI
24%
20yr ROI
125%
20yr ROI
31%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.