St. Mary's University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
Quick answer
USACollegeData.com ROI analysis (College Scorecard data): four years at St. Mary's University costs about $144,968 in in-state tuition, and graduates earn a median of $44,130 five years after graduation — the investment breaks even in roughly 15.9 years (20-year ROI: 26%).
ROI Summary
Total 4-Year Cost
$144,968
In-state tuition x 4
Earnings Premium
$9,130/yr
above high school diploma avg
Break-Even Point
15.9 years
After graduation
20-Year ROI
26%
Return on investment
ROI Analysis
The one-year return on investment for St. Mary's University is slightly positive. The average in-state tuition is $36,242, while the average earnings one year after graduation are $39,558. Five years after graduation, earnings increase to $44,130, and ten years after graduation, earnings increase to $56,955.
The median debt for St. Mary's University graduates is $25,563. The data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline.
St. Mary's University has an 89% acceptance rate, a 57.4% graduation rate, and a 67.5% retention rate. Over half of the students, 52.2%, receive financial aid.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$36,242
Median Debt at Graduation
$25,563
Median Earnings (5yr)
$44,130
Graduation Rate
57%
Receive Financial Aid
52%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Law | $73,788 | 435% |
| Business Administration, Management and Operations | $43,532 | 18% |
| Psychology, General | $40,698 | -21% |
| Biology, General | $44,946 | 37% |
| Political Science and Government | $43,154 | 12% |
| Finance and Financial Management Services | $75,162 | 454% |
| Mental and Social Health Services and Allied Professions | $0 | N/A |
| Health and Physical Education/Fitness | $41,987 | -4% |
| International Relations and National Security Studies | $81,480 | 541% |
| Marketing | $46,161 | 54% |
| Clinical, Counseling and Applied Psychology | $0 | N/A |
| Criminology | $42,206 | -1% |
| English Language and Literature, General | $47,033 | 66% |
| Criminal Justice and Corrections | $36,998 | -72% |
| Public Administration | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.