St. Mary's College of Maryland ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$60,944
In-state tuition x 4
Earnings Premium
$17,286/yr
above high school diploma avg
Break-Even Point
3.5 years
After graduation
20-Year ROI
467%
Return on investment
ROI Analysis
The annual tuition at St. Mary's College of Maryland is $15,236. One year after graduation, alumni earn $30,856. Five years after graduation, earnings increase to $52,286, and ten years after graduation, earnings reach $60,110. The median debt for graduates is $21,000, and 42.2% of students receive financial aid.
The debt-to-income ratio for graduates is approximately 68%. This is calculated by dividing the median debt of $21,000 by the one-year earnings of $30,856.
Based on the provided data, the break-even point, or the time it takes for the cumulative earnings to surpass the tuition cost, is less than one year. This is because the one-year earnings of $30,856 exceed the tuition cost of $15,236.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$15,236
Median Debt at Graduation
$21,000
Median Earnings (5yr)
$52,286
Graduation Rate
69%
Receive Financial Aid
42%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Psychology, General | $42,062 | 132% |
| Biology, General | $47,734 | 318% |
| English Language and Literature, General | $47,746 | 318% |
| Natural Resources Conservation and Research | $0 | N/A |
| Political Science and Government | $55,486 | 572% |
| Economics | $61,048 | 755% |
| Computer and Information Sciences, General | $76,653 | 1267% |
| History | $50,734 | 416% |
| Education, General | $0 | N/A |
| Mathematics | $0 | N/A |
| Anthropology | $0 | N/A |
| Drama/Theatre Arts and Stagecraft | $0 | N/A |
Peer Comparison
467%
20yr ROI
624%
20yr ROI
0%
20yr ROI
797%
20yr ROI
949%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.