Springfield College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$174,828
In-state tuition x 4
Earnings Premium
$8,692/yr
vs high school diploma avg
Break-Even Point
20.1 years
After graduation
20-Year ROI
-1%
Return on investment
ROI Analysis
Springfield College's in-state tuition is $43,707. One year after graduation, the median earnings are $38,460. Five years after graduation, the median earnings are $43,692, and ten years after graduation, the median earnings are $48,036. The median debt for students is $26,250.
The debt-to-income ratio, comparing the median debt to the one-year earnings, is approximately 0.68. The five-year earnings are roughly equivalent to the tuition cost. The ten-year earnings are more than the tuition cost.
The college has a 70.2% acceptance rate and a 70.1% graduation rate. The retention rate is 83.6%. 71.5% of students receive financial aid.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$43,707
Median Debt at Graduation
$26,250
Median Earnings (5yr)
$43,692
Graduation Rate
70%
Receive Financial Aid
72%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Social Work. | $174,828 | $58,892 | 173% |
| Health and Physical Education/Fitness. | $174,828 | $53,187 | 108% |
| Rehabilitation and Therapeutic Professions. | $174,828 | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $174,828 | $46,839 | 35% |
| Health Services/Allied Health/Health Sciences, General. | $174,828 | $70,043 | 301% |
| Rehabilitation and Therapeutic Professions. | $174,828 | $62,314 | 212% |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $174,828 | $137,841 | 1076% |
| Rehabilitation and Therapeutic Professions. | $174,828 | $0 | N/A |
| Health and Physical Education/Fitness. | $174,828 | $49,450 | 65% |
| Clinical, Counseling and Applied Psychology. | $174,828 | $0 | N/A |
| Mental and Social Health Services and Allied Professions. | $174,828 | $0 | N/A |
| Psychology, General. | $174,828 | $43,032 | -8% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.