Spalding University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$111,400
In-state tuition x 4
Earnings Premium
$7,870/yr
vs high school diploma avg
Break-Even Point
14.2 years
After graduation
20-Year ROI
41%
Return on investment
ROI Analysis
Spalding University has an acceptance rate of 98.6% and a graduation rate of 51.3%. The one-year earnings after graduation are $49,340, while the five-year earnings are $42,870, and the ten-year earnings are $49,438. The median debt for students is $25,250, and 57.4% of students receive financial aid.
The in-state tuition cost at Spalding University is $27,850. Based on the one-year earnings of $49,340, the tuition cost is approximately 56% of the first year's earnings. The median debt of $25,250 is about 51% of the one-year earnings.
With a median debt of $25,250 and a one-year income of $49,340, the debt-to-income ratio is approximately 0.51. The break-even point, considering only tuition and one-year earnings, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$27,850
Median Debt at Graduation
$25,250
Median Earnings (5yr)
$42,870
Graduation Rate
51%
Receive Financial Aid
57%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Rehabilitation and Therapeutic Professions. | $111,400 | $62,065 | 386% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $111,400 | $61,559 | 377% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $111,400 | $101,771 | 1099% |
| Clinical, Counseling and Applied Psychology. | $111,400 | $0 | N/A |
| Psychology, General. | $111,400 | $39,085 | -27% |
| Clinical, Counseling and Applied Psychology. | $111,400 | $61,287 | 372% |
| Health Services/Allied Health/Health Sciences, General. | $111,400 | $0 | N/A |
| Rhetoric and Composition/Writing Studies. | $111,400 | $45,375 | 86% |
| Business/Commerce, General. | $111,400 | $47,782 | 129% |
| Business/Commerce, General. | $111,400 | $70,218 | 532% |
| Social Work. | $111,400 | $0 | N/A |
| Fine and Studio Arts. | $111,400 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.