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Return on Investment Analysis

Spalding University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$111,400

In-state tuition x 4

Earnings Premium

$7,870/yr

above high school diploma avg

Break-Even Point

14.2 years

After graduation

20-Year ROI

41%

Return on investment

ROI Analysis

Spalding University has an acceptance rate of 98.6% and a graduation rate of 51.3%. The one-year earnings after graduation are $49,340, while the five-year earnings are $42,870, and the ten-year earnings are $49,438. The median debt for students is $25,250, and 57.4% of students receive financial aid.

The in-state tuition cost at Spalding University is $27,850. Based on the one-year earnings of $49,340, the tuition cost is approximately 56% of the first year's earnings. The median debt of $25,250 is about 51% of the one-year earnings.

With a median debt of $25,250 and a one-year income of $49,340, the debt-to-income ratio is approximately 0.51. The break-even point, considering only tuition and one-year earnings, is less than one year.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$27,850

Median Debt at Graduation

$25,250

Median Earnings (5yr)

$42,870

Graduation Rate

51%

Receive Financial Aid

57%

Avg Aid Amount

N/A

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing $111,400 $101,771 1099%
Rehabilitation and Therapeutic Professions $111,400 $62,065 386%
Clinical, Counseling and Applied Psychology $111,400 $61,287 372%
Business/Commerce, General $111,400 $70,218 532%
Rhetoric and Composition/Writing Studies $111,400 $45,375 86%
Social Work $111,400 $0 N/A
Health Services/Allied Health/Health Sciences, General $111,400 $0 N/A
Psychology, General $111,400 $39,085 -27%
Fine and Studio Arts $111,400 $0 N/A
Biological and Physical Sciences $111,400 $0 N/A
Student Counseling and Personnel Services $111,400 $68,655 504%
Accounting and Related Services $111,400 $0 N/A

Peer Comparison

Spalding University Current

41%

20yr ROI

Hanover College

-8%

20yr ROI

Roosevelt University

95%

20yr ROI

Tabor College

13%

20yr ROI

Centenary College of Louisiana

-2%

20yr ROI

Financial Aid Impact

Before Aid

4-Year Tuition$111,400
Median Debt$25,250

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$111,400

Frequently Asked Questions

Based on government data, Spalding University has an estimated 20-year ROI of 41%. The total 4-year cost is $111,400 and graduates earn a median of $42,870 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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