Southwestern Christian University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$85,264
In-state tuition x 4
Earnings Premium
$-426/yr
vs high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-110%
Return on investment
ROI Analysis
Southwestern Christian University's in-state tuition is $21,316. One year after graduation, alumni earn a median of $34,959. Five years after graduation, earnings are $34,574, and after ten years, earnings increase to $40,391. The median debt for graduates is $20,715, and 44.3% of students receive financial aid.
Given the median debt of $20,715 and the one-year earnings of $34,959, the debt-to-income ratio is approximately 0.59. To calculate the break-even point, we can subtract the median debt from the one-year earnings, resulting in a positive difference of $14,244. This suggests that graduates are likely to pay off their debt within the first year of employment.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$21,316
Median Debt at Graduation
$20,715
Median Earnings (5yr)
$34,574
Graduation Rate
14%
Receive Financial Aid
44%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Health and Physical Education/Fitness. | $85,264 | $35,084 | -98% |
| Business Administration, Management and Operations. | $85,264 | $38,846 | -10% |
| Theology and Religious Vocations, Other. | $85,264 | $0 | N/A |
| Human Services, General. | $85,264 | $0 | N/A |
| Missions/Missionary Studies and Missiology. | $85,264 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $85,264 | $0 | N/A |
| Psychology, General. | $85,264 | $0 | N/A |
| Theology and Religious Vocations, Other. | $85,264 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $85,264 | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas. | $85,264 | $0 | N/A |
| Music. | $85,264 | $0 | N/A |
| Bible/Biblical Studies. | $85,264 | $0 | N/A |
Peer Comparison
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.