Shippensburg University of Pennsylvania ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$54,176
In-state tuition x 4
Earnings Premium
$10,010/yr
above high school diploma avg
Break-Even Point
5.4 years
After graduation
20-Year ROI
270%
Return on investment
ROI Analysis
Shippensburg University of Pennsylvania has an 85.6% acceptance rate and a 50.9% graduation rate. The average in-state tuition is $13,544. One year after graduation, alumni earn $43,565, increasing to $56,351 after ten years. The median debt for graduates is $25,000, and 59.9% of students receive financial aid.
The debt-to-income ratio for graduates is approximately 57% one year after graduation, based on the median debt and one-year earnings. The ratio improves to about 44% after five years, and further improves to about 44% after ten years.
Based on the provided data, the break-even point, where cumulative earnings surpass the cost of tuition, is within the first year after graduation. The difference between one-year earnings and tuition cost is $30,021.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$13,544
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$45,010
Graduation Rate
51%
Receive Financial Aid
60%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $79,200 | 1532% |
| Psychology, General | $41,377 | 135% |
| Marketing | $57,867 | 744% |
| Criminal Justice and Corrections | $48,661 | 404% |
| Social Work | $52,759 | 556% |
| Teacher Education and Professional Development, Specific Levels and Methods | $44,776 | 261% |
| Biology, General | $51,755 | 519% |
| Finance and Financial Management Services | $64,862 | 1002% |
| History | $39,878 | 80% |
| Journalism | $44,596 | 254% |
| Special Education and Teaching | $56,156 | 681% |
| Accounting and Related Services | $64,808 | 1000% |
Peer Comparison
270%
20yr ROI
720%
20yr ROI
573%
20yr ROI
518%
20yr ROI
701%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.