Saint Martin's University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$176,840
In-state tuition x 4
Earnings Premium
$22,998/yr
above high school diploma avg
Break-Even Point
7.7 years
After graduation
20-Year ROI
160%
Return on investment
ROI Analysis
Saint Martin's University's in-state tuition is $44,210. One year after graduation, alumni earn $45,949. Five years after graduation, earnings increase to $57,998, and after ten years, earnings reach $62,092. The median debt for graduates is $22,500.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.49. This indicates that the median debt is about half of the graduates' annual income one year after graduation.
Based on the provided data, a rough break-even timeline can be estimated. Assuming a graduate's earnings are $45,949 per year and tuition is $44,210 per year, it would take approximately one year to earn back the cost of tuition.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$44,210
Median Debt at Graduation
$22,500
Median Earnings (5yr)
$57,998
Graduation Rate
59%
Receive Financial Aid
59%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $65,988 | 250% |
| Mechanical Engineering | $78,285 | 390% |
| Psychology, General | $34,013 | N/A |
| Biology, General | $41,495 | -27% |
| Civil Engineering | $85,216 | 468% |
| Teacher Education and Professional Development, Specific Levels and Methods | $57,230 | 151% |
| Mental and Social Health Services and Allied Professions | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $80,995 | 420% |
| Accounting and Related Services | $64,236 | 231% |
| Social Work | $50,204 | 72% |
| Communication and Media Studies | $0 | N/A |
| Political Science and Government | $0 | N/A |
Peer Comparison
160%
20yr ROI
84%
20yr ROI
159%
20yr ROI
212%
20yr ROI
192%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.