Saint Joseph's University - Philadelphia
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$205,360
In-state tuition x 4
Earnings Premium
$31,438/yr
vs high school diploma avg
Break-Even Point
6.5 years
After graduation
20-Year ROI
206%
Return on investment
ROI Analysis
One year after graduation, Saint Joseph's University graduates earn a median of $62,886, which increases to $66,438 after five years and $86,881 after ten years. The median debt for graduates is $25,500. The annual tuition cost is $51,340.
The provided data does not allow for a precise calculation of the break-even timeline, which would require more information. However, the one-year earnings of $62,886 are greater than the annual tuition cost of $51,340, indicating a positive return on investment in the first year after graduation. The debt-to-income ratio cannot be calculated with the provided data.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$51,340
Median Debt at Graduation
$25,500
Median Earnings (5yr)
$66,438
Graduation Rate
81%
Receive Financial Aid
54%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Specialized Sales, Merchandising and Marketing Operations. | $205,360 | $71,451 | 255% |
| Health and Medical Administrative Services. | $205,360 | $82,138 | 359% |
| Management Sciences and Quantitative Methods. | $205,360 | $111,410 | 644% |
| Finance and Financial Management Services. | $205,360 | $85,648 | 393% |
| Educational Administration and Supervision. | $205,360 | $82,546 | 363% |
| Marketing. | $205,360 | $64,176 | 184% |
| Criminology. | $205,360 | $59,356 | 137% |
| Management Sciences and Quantitative Methods. | $205,360 | $84,100 | 378% |
| Accounting and Related Services. | $205,360 | $82,927 | 367% |
| Special Education and Teaching. | $205,360 | $62,340 | 166% |
| Insurance. | $205,360 | $78,262 | 321% |
| Business/Commerce, General. | $205,360 | $114,994 | 679% |
Peer Comparison
206%
20yr ROI
208%
20yr ROI
195%
20yr ROI
680%
20yr ROI
304%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.