Rowan University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$62,800
In-state tuition x 4
Earnings Premium
$15,705/yr
above high school diploma avg
Break-Even Point
4 years
After graduation
20-Year ROI
400%
Return on investment
ROI Analysis
Rowan University's in-state tuition costs $15,700. One year after graduation, alumni earn a median of $42,275. Five years after graduation, median earnings rise to $50,705, and after ten years, median earnings are $59,988. The median debt for graduates is $20,500, and 44.3% of students receive financial aid.
Based on the provided data, the debt-to-income ratio for a graduate one year after graduation is approximately 0.48. This is calculated by dividing the median debt of $20,500 by the one-year median earnings of $42,275.
To calculate the break-even timeline, we can estimate the time it takes for the additional earnings from a degree to offset the cost of tuition. The difference between the one-year earnings and the tuition cost is $26,575. However, this calculation does not account for living expenses or other costs associated with attending college.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$15,700
Median Debt at Graduation
$20,500
Median Earnings (5yr)
$50,705
Graduation Rate
68%
Receive Financial Aid
44%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $96,520 | 1859% |
| Psychology, General | $46,570 | 268% |
| Biology, General | $56,811 | 595% |
| Criminal Justice and Corrections | $53,569 | 491% |
| Medicine | $96,252 | 1851% |
| Teacher Education and Professional Development, Specific Levels and Methods | $70,206 | 1021% |
| Public Relations, Advertising, and Applied Communication | $52,670 | 463% |
| Liberal Arts and Sciences, General Studies and Humanities | $49,750 | 370% |
| Finance and Financial Management Services | $72,102 | 1082% |
| Accounting and Related Services | $68,473 | 966% |
| Computer and Information Sciences, General | $79,121 | 1305% |
| Audiovisual Communications Technologies/Technicians | $37,166 | -31% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.