Philander Smith University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$52,056
In-state tuition x 4
Earnings Premium
$-9,746/yr
vs high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-474%
Return on investment
ROI Analysis
The annual tuition at Philander Smith University is $13,014. One year after graduation, the median earnings are $29,683. Five years after graduation, the median earnings are $25,254, and ten years after graduation, the median earnings are $38,427. The median debt for students is $24,736, and 62.7% of students receive financial aid.
The data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline. The provided data does not show the cost of attendance, which includes tuition, fees, room, and board. The data also does not show the average salary before attending the university.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$13,014
Median Debt at Graduation
$24,736
Median Earnings (5yr)
$25,254
Graduation Rate
32%
Receive Financial Aid
63%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $52,056 | $35,509 | -80% |
| Psychology, General. | $52,056 | $28,290 | N/A |
| Biology, General. | $52,056 | $0 | N/A |
| Social Work. | $52,056 | $0 | N/A |
| Health and Physical Education/Fitness. | $52,056 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $52,056 | $0 | N/A |
| Chemistry. | $52,056 | $0 | N/A |
| Criminal Justice and Corrections. | $52,056 | $0 | N/A |
| Sociology. | $52,056 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $52,056 | $0 | N/A |
| Political Science and Government. | $52,056 | $0 | N/A |
| English Language and Literature, General. | $52,056 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.