Pennsylvania State University-Penn State Beaver ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$57,520
In-state tuition x 4
Earnings Premium
$20,620/yr
above high school diploma avg
Break-Even Point
2.8 years
After graduation
20-Year ROI
617%
Return on investment
ROI Analysis
The annual tuition at Penn State Beaver is $14,380. One year after graduation, the median earnings are $54,468. Five years after graduation, the median earnings are $55,620. Ten years after graduation, the median earnings are $63,435. The median debt for students is $25,000, and 57.9% of students receive financial aid.
The debt-to-income ratio is calculated by dividing the median debt by the one-year post-graduation earnings. Based on the provided data, the debt-to-income ratio is approximately 0.46. This is calculated by dividing $25,000 by $54,468.
To calculate the break-even point, we can estimate the time it takes for the additional earnings to cover the tuition cost. The difference between the one-year post-graduation earnings and the tuition cost is $40,088. This is calculated by subtracting $14,380 from $54,468.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$14,380
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$55,620
Graduation Rate
21%
Receive Financial Aid
58%
Avg Aid Amount
N/A
Peer Comparison
617%
20yr ROI
617%
20yr ROI
636%
20yr ROI
623%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.