analytics Return on Investment Analysis

Pennsylvania College of Art and Design

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

ROI Summary

Total 4-Year Cost

$125,480

In-state tuition x 4

Earnings Premium

$-11,362/yr

vs high school diploma avg

Break-Even Point

N/A years

After graduation

20-Year ROI

-281%

Return on investment

insights

ROI Analysis

The annual tuition at Pennsylvania College of Art and Design is $31,370. One year after graduation, the median earnings are $27,499, which is less than the tuition cost. Five years after graduation, the median earnings are $23,638, also less than the annual tuition. However, ten years after graduation, the median earnings increase to $33,301, which is greater than the annual tuition.

The median debt for graduates is $27,000. The one-year debt-to-income ratio is approximately 98%, calculated by dividing the median debt by the one-year earnings. The five-year debt-to-income ratio is approximately 114%, calculated by dividing the median debt by the five-year earnings. The ten-year debt-to-income ratio is approximately 81%, calculated by dividing the median debt by the ten-year earnings.

Given the median debt of $27,000 and the ten-year median earnings of $33,301, it would take less than one year to pay off the debt if the graduate dedicated their entire earnings to debt repayment. However, this calculation does not account for living expenses or interest on the debt.

Generated from College Scorecard & IPEDS data

The Numbers

payments

Annual Tuition (In-State)

$31,370

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Median Debt at Graduation

$27,000

savings

Median Earnings (5yr)

$23,638

school

Graduation Rate

62%

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Receive Financial Aid

78%

redeem

Avg Aid Amount

$0

Program-Level ROI

Program 4yr Cost Median Earnings (5yr) Est. 20yr ROI
Design and Applied Arts. $125,480 $22,718 N/A
Fine and Studio Arts. $125,480 $0 N/A
Film/Video and Photographic Arts. $125,480 $0 N/A
Design and Applied Arts. $125,480 $0 N/A

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$125,480
Median Debt$27,000

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$125,480

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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