Northwestern Oklahoma State University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$23,880
In-state tuition x 4
Earnings Premium
$4,997/yr
above high school diploma avg
Break-Even Point
4.8 years
After graduation
20-Year ROI
319%
Return on investment
ROI Analysis
Northwestern Oklahoma State University's in-state tuition costs $5,970. One year after graduation, alumni earn a median of $42,685. Five years after graduation, the median earnings are $39,997, and ten years after graduation, the median earnings are $44,358. The median debt for graduates is $17,355.
The debt-to-income ratio for graduates is approximately 0.41, calculated by dividing the median debt by the one-year earnings. This indicates that the debt is a manageable portion of the graduates' income.
Based on the provided data, the break-even timeline, which is the time it takes for the additional earnings to cover the tuition cost, is less than one year. This is determined by dividing the tuition cost by the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$5,970
Median Debt at Graduation
$17,355
Median Earnings (5yr)
$39,997
Graduation Rate
31%
Receive Financial Aid
40%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $40,187 | 334% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $66,582 | 2545% |
| Psychology, General | $32,304 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $50,370 | 1187% |
| Parks, Recreation, Leisure, and Fitness Studies, Other | $39,438 | 272% |
| Liberal Arts and Sciences, General Studies and Humanities | $39,976 | 317% |
| Agricultural Business and Management | $37,218 | 86% |
| Social Work | $0 | N/A |
| Biology, General | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas | $46,092 | 829% |
| Computer and Information Sciences, General | $0 | N/A |
| Accounting and Related Services | $0 | N/A |
Peer Comparison
319%
20yr ROI
240%
20yr ROI
127%
20yr ROI
198%
20yr ROI
160%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.