Northcentral University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$0
In-state tuition x 4
Earnings Premium
$11,759/yr
above high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
N/A
Return on investment
ROI Analysis
Northcentral University in San Diego has a unique tuition structure, with in-state tuition listed as $0. The median debt for students is $12,500, and 31.1% of students receive financial aid. One year after graduation, the median earnings are $66,881. However, the median earnings decrease to $46,759 five years after graduation and increase to $48,414 ten years after graduation.
Given the $0 tuition, the return on investment appears favorable, as the one-year earnings significantly exceed the median debt. The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.19. This suggests a relatively low debt burden compared to initial earnings.
With no tuition costs, the break-even timeline is immediate. Students begin earning more than their debt as soon as they start working after graduation.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$0
Median Debt at Graduation
$12,500
Median Earnings (5yr)
$46,759
Graduation Rate
N/A
Receive Financial Aid
31%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Education, General | $76,623 | N/A |
| Business Administration, Management and Operations | $119,390 | N/A |
| Mental and Social Health Services and Allied Professions | $49,756 | N/A |
| Psychology, General | $97,273 | N/A |
| Clinical, Counseling and Applied Psychology | $0 | N/A |
| Educational Administration and Supervision | $0 | N/A |
| Research and Experimental Psychology | $0 | N/A |
| Computer and Information Sciences, General | $0 | N/A |
| Accounting and Related Services | $0 | N/A |
| Computer/Information Technology Administration and Management | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $0 | N/A |
| Legal Research and Advanced Professional Studies | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.