North Central College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$177,576
In-state tuition x 4
Earnings Premium
$16,762/yr
vs high school diploma avg
Break-Even Point
10.6 years
After graduation
20-Year ROI
89%
Return on investment
ROI Analysis
North Central College's in-state tuition is $44,394. One year after graduation, the median earnings are $39,312. Five years after graduation, earnings increase to $51,762, and after ten years, they reach $60,123. The median debt for students is $24,500, and 79.8% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is 0.62. The five-year earnings are 2.1 times the median debt. The ten-year earnings are 2.5 times the median debt.
Based on the provided data, it would take approximately 3.7 years for a graduate to earn an amount equal to their median debt, assuming earnings remain constant at the one-year post-graduation level.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$44,394
Median Debt at Graduation
$24,500
Median Earnings (5yr)
$51,762
Graduation Rate
67%
Receive Financial Aid
80%
Avg Aid Amount
$0
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.