Newberry College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$120,200
In-state tuition x 4
Earnings Premium
$3,983/yr
vs high school diploma avg
Break-Even Point
30.2 years
After graduation
20-Year ROI
-34%
Return on investment
ROI Analysis
Newberry College's in-state tuition is $30,050. One year after graduation, the median earnings are $38,715. Five years after graduation, earnings are $38,983, and ten years after graduation, earnings are $48,040. The median debt for students is $26,805, and 75.4% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to one year's earnings, is approximately 0.69. This is calculated by dividing the median debt of $26,805 by the one-year earnings of $38,715.
Based on the provided data, it would take approximately 2.5 years to break even, assuming the difference between one-year earnings and tuition is used to pay off the debt. This calculation is derived by dividing the median debt of $26,805 by the difference between one-year earnings ($38,715) and tuition ($30,050), which is $8,665.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$30,050
Median Debt at Graduation
$26,805
Median Earnings (5yr)
$38,983
Graduation Rate
47%
Receive Financial Aid
75%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $120,200 | $48,039 | 117% |
| Health and Physical Education/Fitness. | $120,200 | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $120,200 | $0 | N/A |
| Biology, General. | $120,200 | $0 | N/A |
| Allied Health and Medical Assisting Services. | $120,200 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $120,200 | $0 | N/A |
| Criminal Justice and Corrections. | $120,200 | $0 | N/A |
| Accounting and Related Services. | $120,200 | $0 | N/A |
| Psychology, General. | $120,200 | $0 | N/A |
| Health and Medical Administrative Services. | $120,200 | $0 | N/A |
| Design and Applied Arts. | $120,200 | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas. | $120,200 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.