New Jersey City University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$55,884
In-state tuition x 4
Earnings Premium
$10,918/yr
vs high school diploma avg
Break-Even Point
5.1 years
After graduation
20-Year ROI
291%
Return on investment
ROI Analysis
New Jersey City University's in-state tuition costs $13,971 per year. One year after graduation, alumni earn a median salary of $43,409. Five years after graduation, the median salary is $45,918, and after ten years, it rises to $52,745. The median debt for students is $18,500, and 32.4% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.43. This indicates that the median debt is about 43% of the first-year salary.
Based on the provided data, the break-even point, or the time it takes for the cumulative earnings to surpass the total tuition cost, is less than one year. This is determined by comparing the first-year earnings of $43,409 to the annual tuition cost of $13,971.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$13,971
Median Debt at Graduation
$18,500
Median Earnings (5yr)
$45,918
Graduation Rate
39%
Receive Financial Aid
32%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $55,884 | $92,118 | 1944% |
| Psychology, General. | $55,884 | $43,059 | 188% |
| Criminal Justice and Corrections. | $55,884 | $45,881 | 289% |
| Business Administration, Management and Operations. | $55,884 | $48,262 | 375% |
| Biology, General. | $55,884 | $42,124 | 155% |
| Accounting and Related Services. | $55,884 | $57,797 | 716% |
| Finance and Financial Management Services. | $55,884 | $64,961 | 972% |
| Homeland Security. | $55,884 | $50,145 | 442% |
| Special Education and Teaching. | $55,884 | $57,968 | 722% |
| Sociology. | $55,884 | $41,272 | 124% |
| Computer and Information Sciences, General. | $55,884 | $62,069 | 869% |
| English Language and Literature, General. | $55,884 | $43,561 | 206% |
Peer Comparison
291%
20yr ROI
52%
20yr ROI
52%
20yr ROI
426%
20yr ROI
441%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.