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Return on Investment Analysis

New Jersey City University ROI Analysis

Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.

Quick answer

USACollegeData.com ROI analysis (College Scorecard data): four years at New Jersey City University costs about $55,884 in in-state tuition, and graduates earn a median of $45,918 five years after graduation — the investment breaks even in roughly 5.1 years (20-year ROI: 291%).

ROI Summary

Total 4-Year Cost

$55,884

In-state tuition x 4

Earnings Premium

$10,918/yr

above high school diploma avg

Break-Even Point

5.1 years

After graduation

20-Year ROI

291%

Return on investment

ROI Analysis

The annual tuition cost at New Jersey City University is $13,971. One year after graduation, the median earnings are $43,409. Five years after graduation, the median earnings are $45,918, and ten years after graduation, the median earnings are $52,745. The median student debt is $18,500, and 32.4% of students receive financial aid.

The debt-to-income ratio can be calculated by dividing the median debt by the one-year earnings. For New Jersey City University, this ratio is approximately 0.43. The break-even timeline, which is the time it takes for the cumulative earnings to surpass the total cost of education, is not directly calculable from the provided data.

Generated from College Scorecard & IPEDS data

The Numbers

Annual Tuition (In-State)

$13,971

Median Debt at Graduation

$18,500

Median Earnings (5yr)

$45,918

Graduation Rate

39%

Receive Financial Aid

32%

Avg Aid Amount

N/A

Program-Level ROI

Peer Comparison

Financial Aid Impact

Before Aid

4-Year Tuition$55,884
Median Debt$18,500

After Aid (Estimated)

Estimated Total Aid$0
Net 4-Year Cost$55,884

Frequently Asked Questions

Based on government data, New Jersey City University has an estimated 20-year ROI of 291%. The total 4-year cost is $55,884 and graduates earn a median of $45,918 within 5 years.

Methodology

ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).

The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.

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