New Jersey City University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$55,884
In-state tuition x 4
Earnings Premium
$10,918/yr
above high school diploma avg
Break-Even Point
5.1 years
After graduation
20-Year ROI
291%
Return on investment
ROI Analysis
The annual tuition cost at New Jersey City University is $13,971. One year after graduation, the median earnings are $43,409. Five years after graduation, the median earnings are $45,918, and ten years after graduation, the median earnings are $52,745. The median student debt is $18,500, and 32.4% of students receive financial aid.
The debt-to-income ratio can be calculated by dividing the median debt by the one-year earnings. For New Jersey City University, this ratio is approximately 0.43. The break-even timeline, which is the time it takes for the cumulative earnings to surpass the total cost of education, is not directly calculable from the provided data.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$13,971
Median Debt at Graduation
$18,500
Median Earnings (5yr)
$45,918
Graduation Rate
39%
Receive Financial Aid
32%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $92,118 | 1944% |
| Psychology, General | $43,059 | 188% |
| Business Administration, Management and Operations | $68,736 | 1107% |
| Criminal Justice and Corrections | $45,881 | 289% |
| Accounting and Related Services | $73,760 | 1287% |
| Biology, General | $42,124 | 155% |
| Homeland Security | $50,145 | 442% |
| Finance and Financial Management Services | $64,961 | 972% |
| Health Services/Allied Health/Health Sciences, General | $97,794 | 2147% |
| Special Education and Teaching | $57,968 | 722% |
| Sociology | $41,272 | 124% |
| Fine and Studio Arts | $42,001 | 151% |
Peer Comparison
291%
20yr ROI
52%
20yr ROI
52%
20yr ROI
426%
20yr ROI
441%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.