Montserrat College of Art
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$156,000
In-state tuition x 4
Earnings Premium
$-10,220/yr
vs high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-231%
Return on investment
ROI Analysis
The annual tuition at Montserrat College of Art is $39,000. One year after graduation, the median earnings are $23,782. Five years after graduation, the median earnings are $24,780. Ten years after graduation, the median earnings are $33,022. The median debt for students is $27,000, and 76.4% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to the one-year post-graduation earnings, is approximately 1.14. The five-year earnings are only slightly higher than the one-year earnings. The ten-year earnings are only slightly higher than the tuition cost.
With a median debt of $27,000 and a one-year post-graduation income of $23,782, it would take more than one year to pay off the debt. The data does not provide enough information to calculate a precise break-even timeline.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$39,000
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$24,780
Graduation Rate
62%
Receive Financial Aid
76%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Fine and Studio Arts. | $156,000 | $24,329 | N/A |
| Design and Applied Arts. | $156,000 | $36,540 | -80% |
| Graphic Communications. | $156,000 | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas. | $156,000 | $0 | N/A |
| Multi-/Interdisciplinary Studies, General. | $156,000 | $0 | N/A |
| Film/Video and Photographic Arts. | $156,000 | $0 | N/A |
| Crafts/Craft Design, Folk Art and Artisanry. | $156,000 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.