Luther Rice College & Seminary ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$42,152
In-state tuition x 4
Earnings Premium
$4,300/yr
above high school diploma avg
Break-Even Point
9.8 years
After graduation
20-Year ROI
104%
Return on investment
ROI Analysis
One year after attending Luther Rice College & Seminary, graduates earn a median of $47,925, which is more than four times the annual tuition cost of $10,538. However, five years after graduation, the median earnings decrease to $39,300. Ten years after graduation, median earnings increase to $47,003. The median debt for graduates is $34,153, and 50.5% of students receive financial aid.
The data does not provide enough information to calculate a debt-to-income ratio. The provided data also does not include the graduation rate or the retention rate. Therefore, a break-even timeline cannot be calculated.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,538
Median Debt at Graduation
$34,153
Median Earnings (5yr)
$39,300
Graduation Rate
N/A
Receive Financial Aid
51%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Theological and Ministerial Studies | $47,279 | 483% |
| Bible/Biblical Studies | $38,322 | 58% |
| Pastoral Counseling and Specialized Ministries | $43,924 | 323% |
Peer Comparison
104%
20yr ROI
-58%
20yr ROI
-45%
20yr ROI
-44%
20yr ROI
235%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.